[alberg30] Re: Insurance Coverage

[David Swanson]

From: David Swanson <zira at mindspring.com>

Gordon -

The standard policy "down here" is the Albemarle & Pamlico sounds and their
tributaries (Neuse River, Pamlico River, etc.).  I pay ~$60 year more to
have coverage in the adjacent coastal waters.  This was true for all three
quotes I got.

For the record, my bill for 1999 is $342.  Agreed value is $12,000.

dls
Strayaway Child
Alberg 30 #229

"Gordon E. White" wrote:

> From: "Gordon E. White" <gewhite at crosslink.net>
>
> Just something to provoke thought:
>
>     In looking at my yacht insurance policy I notice that I am covered
> only on Chesapeake Bay and tributaries, not east of Delaware City at the
> east end of the Chesapeake & Delaware Canal, nor outside the Cape Henry
> - Cape Charles line nor south of Portsmouth, Virginia, on the Inland
> Waterway.
>     Nothing unreasonable about that, but frankly I had not focused on
> the idea that my coverage excluded Delaware Bay (unpleasant as it often
> is), nor the ICW south of Portsmouth, which I do not think of as
> particularly hazardous.
>
>     I understood that if I was going offshore I needed more coverage,
> but not down the Delaware River.
>
>     I suppose those on the Great Lakes, the Mississippi, etc. have
> similar limits. Do you know what they are?
>
>                                     - Gordon White A-275
>
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