[alberg30] Insurance, one experience

[Dan Sternglass]

From: Dan Sternglass <dans at stmktg.com>

All,

I have insured my A-30 for the 14 years I've had it with American Modern
Home insurers, about $570/year for liability, 3rd party medical and
$20,000 on the hull. I've made 2 claims: (1) Was for a break-in with
chisel and sledge requiring replacement of V-berth hatch and drop
boards. They paid the estimate from a local cabinet-maker, minus the
deductible ($250.00?). Second experience: 2 years ago, critters
(rodents) destroyed 2 jibs while in winter storage. They denied coverage
based on a specific exclusion in the policy for rodent damage. Ouch!

--Dan Sternglass
dans at stmktg.com
Watcher of the Skies, #201, 1966, Cayuga Lake, Ithaca, NY

--------------------------- ONElist Sponsor ----------------------------

    GRAB THE GATOR! FREE SOFTWARE DOES ALL THE TYPING FOR YOU!
Tired of filling out forms and remembering passwords? Gator fills in
forms and passwords with just one click! Comes with $50 in free coupons!
  <a href=" http://clickme.onelist.com/ad/gator2 ">Click Here</a> 

------------------------------------------------------------------------

 940013892.0