[Alberg30] insurance

[George Dinwiddie]

Daniel,

I've got coverage through Allstate, and it's probably half that cost.
If I had it to do over, however, I'd go through Al Golden at
International Marine Insurance Services (800-541-4647 or
mail at imiscorp.net).
Al's a former long-distance cruiser and an independent agent.  He
represents the boat owner, not the insurance company.  He can also
deal with several companies to find the best deal for your situation.

It's not that I'm unhappy with Allstate.  Al did point out some 
differences between their policy and a standard marine policy.
Fortunately I've got a good agent that I trust, having seen her
go to bat for a friend.  I've never had a claim, myself, but I
think that for coverage on the Chesapeake Bay, the Allstate policy
is OK.  But if I were looking for new insurance, I'd call Al.

Disclaimer:  I've known Al for a bunch of years and think he's
a good guy and straight-shooter.  I could be biased, though.

 - George


> Daniel Walker wrote:
> 
> i know this has been discussed in the past year, but i was wondering
> if people would mind comparing their rates. i just got a quote from
> boat u.s. of 715 with 16k value,500k spill coverage, 300k liab etc.
> high, or average?
> dan
> rascal 145
>
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