[Public-list] Insurance Quotes

[Martha M. Scott, CIC, AAI]

Dudley

We have a policy available through the A-30 association if you are a
member that is approximately $400 for $20,000 agreed value, $300,000
liability and a 5% deductible. It is with a member of the Encompass
family of companies.

Martha Scott
marthascott at toad.net

-----Original Message-----
From: public-list-bounces at alberg30.org
[mailto:public-list-bounces at alberg30.org] On Behalf Of Dudley Baker
Sent: Tuesday, April 20, 2004 10:30 AM
To: public-list at alberg30.org
Subject: [Public-list] Insurance Quotes





Hello All:

I am in need of a reality check on insurance premiums.  Here is the
scoop:  I have received a couple
of insurance quotes for my A30 from International Marine Insurance
Services (IMIS) in Grasonville,
MD.  They are a reputable outfit, and come highly recommended from
others on this site.   Here are
the 2 quotes received:
(Note both quotes are for a hull valuation of $17,500, liability of
$300,000)


1)  Agreed Value quote (partial losses repaired minus deductable ($500).
Yearly premium $782.

2)  Actual Cash Value quote (In case of partial loss, they will
depreciate the part being repaired
due to age).  For an A30, 1968 vintage, you can see that the
depreciation would be quite sizable!
Yearly Premium $434

 It would be nice to have the comfort of the agreed value policy, but
not at $782/year.  Has anyone
else done better out there?

Thanks for assistance.
Dudley Baker,  #297

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