[Public-List] Insurance and Albergs

[Kris Coward]

Also remember to let the surveyor know what you're going to be using the
survey for. You can get a more detailed survey than would be done for
insurance purposes for a slightly higher cost. (The first surveyor I
spoke to when buying Candy Cane mentioned that he only did insurance
surveys at the time. He'd stopped doing purchase surveys, since he'd
gotten too old to do all the extra climbing about inside the boat's
various tight places that they require).

Cheers,
Kris

On Mon, Aug 15, 2011 at 01:53:08PM -0400, mahseer at kos.net wrote:
> While insuring a boat without a survey cuts your costs, having a survey
> done can identify problems or repairs that should be done.  I would have
> one done for your eyes alone.
> 
> John Boor
> MAHSEER #380
> 
> > I too went with Progressive. They were willing to insure the boat with no
> > survey as long as I declared the value as no greater than 20k.
> >
> > -Jeff
> >
> > On Mon, Aug 15, 2011 at 10:54 AM, Roy Jarnagin
> > <roy.jarnagin at gmail.com>wrote:
> >
> >> Dave,
> >>
> >> I went through the same routine with Boat US and a surveyor breaking an
> >> appointment at the last minute. I finally went with Progressive for
> >> liability only at about the same rate as Boat US but with no survey
> >> required.
> >>
> >> Roy Jarnagin
> >> Southern Serenity #72
> >>
> >>
> >> -----Original Message-----
> >> From: public-list-bounces at lists.alberg30.org
> >> [mailto:public-list-bounces at lists.alberg30.org] On Behalf Of David
> >> Glotfelty
> >> Sent: Monday, August 15, 2011 9:40 AM
> >> To: public-list at lists.alberg30.org
> >> Subject: [Public-List] Insurance and Albergs
> >>
> >> Good Morning Fellow Alberg Owners,
> >>
> >> Well I just finishing buying boat 412 (1971) from Tom S here on the
> >> list.
> >>  I
> >> went to Kentucky to see it - fell in love and convinced him to trailer
> >> it
> >> here for sale.  He and a friend did a great job getting it up here (Flag
> >> Harbor).
> >>
> >> Now I'm starting to get a little tight. The amounts I allocated, for
> >> transport, USCG transfer, a years slip, state taxes, and bottom painting
> >> are
> >> paid. My son and I got the bottom painted with two coats of Micron CSC
> >> and
> >> she is looking good.  I'm told I need insurance by the marina which is
> >> fine
> >> - Boat US quotes $334 for the Chesapeake but now - Boat US wants a new
> >> marine survey.  I tried Allstate as Tom had insurance with them but they
> >> would not insure a boat that old.  Hey coming from a 52 year old - forty
> >> is
> >> not that old!
> >>
> >> Anyway the marine surveyor in my area wants $450 for a survey ($15 per
> >> ft)
> >> and just broke an appointment for tomorrow morning.  So I'm out a days
> >> leave
> >> as well.  I won't name names with the guilty party but when I break an
> >> appointment with less then a days notice - well what's new there eh?
> >> Even
> >> the cable guy does it. Anyway, US Boat has a liability only coverage but
> >> even then wants a survey.
> >>
> >> So any recommendations?  Reasonable surveys?  Good insurers?  Somebody
> >> that
> >> is all in one?
> >>
> >> Thanks - if I'm solvent enough after all this my next check will be to
> >> join
> >> the Association.
> >>
> >> Dave Glotfelty (and son Kevin)
> >> owners of Shadowfax  BRANDYWINE, MD
> >> ( As soon as the USCG sends back the docs & makes it official - Hull
> >> 412.
> >> Feel free to add to the spreadsheet )
> >>
> >> PS - Thanks for all the good paint advice too!
> >> _______________________________________________
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> >>
> >
> >
> >
> > --
> > Jeffrey Fongemie
> > _______________________________________________
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> >
> 
> _______________________________________________
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-- 
Kris Coward					http://unripe.melon.org/
GPG Fingerprint: 2BF3 957D 310A FEEC 4733  830E 21A4 05C7 1FEB 12B3

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