[Public-List] Boat Insurance Question
Gordon Laco
mainstay at csolve.net
Thu Mar 25 08:31:23 PDT 2021
Hello friends,
I second Marianne’s comments, Drew at Skipper’s Plan is a sailor himself and knows the business. I have had a claim and having him navigating the insurance world for me was invaluable.
I reckon the key is to have a broker who knows the business… they must exist in the US.
One thing Drew helped me understand is that if one insures the yacht with too low a value assigned to her, even minor damage can cause her to be written off. On that subject I am delighted that CARANDY, quite a nice A30, likely sold for a reasonably good price, which helps us all.
Gordon Laco
426 Surprise
> On Mar 25, 2021, at 11:19 AM, Marianne King-Wilson via Public-List <public-list at lists.alberg30.org> wrote:
>
> In Canada, there can be none better than skippersplan.com
> They understand classic boats, particularly the A-30, make no unreasonable demands, and charge affordable rates.
> I hope you will be so fortunate in your search.
>
> Marianne King-Wilson
> Windward #369
>
>
> On Mar 25, 2021, at 09:50, RICHARD HAZLEGROVE via Public-List <public-list at lists.alberg30.org> wrote:
>
> I know this question comes up from time to time but since I wasn’t in the market for insurance I unfortunately did not take note of the suggestions. Until now.
>
> I have a very generous Agreed Value policy from Hanover Insurance ($22,000) first issued in 1998. I have never filed a claim. Yesterday I received notice of non-renewal explaining that they were exiting the line of business.
>
> I’m not all that concerned about replacing the agreed value since I doubt it would be anywhere near what I had. Boat US first quoted $5,100 before clarifying that they don’t write this or even liability coverage for vessels older than 40 years. Quest was built in 1970 and is kept on a private dock at our second home in the lower Chesapeake Bay.
>
> So can anyone suggest a company or agent that can underwrite basic liability coverage for my 50 year old boat. Thanks
>
> Richard Hazlegrove
> Quest 433
> Mobjack Bay, VA.
>
>
>
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>> Today's Topics:
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>> 1. Re: Prop Size (scott at scottmaury.com)
>>
>>
>> ----------------------------------------------------------------------
>>
>> Message: 1
>> Date: Wed, 24 Mar 2021 14:40:52 -0500
>> From: scott at scottmaury.com
>> To: Alberg 30 Public List -- open to all
>> <public-list at lists.alberg30.org>
>> Subject: Re: [Public-List] Prop Size
>> Message-ID:
>> <20210324144053.Horde.DkBOojFrjFIqlYi_ChxyXk9 at gator2001.hostgator.com>
>> Content-Type: text/plain; charset=utf-8; format=flowed; DelSp=Yes
>>
>> hey just a follow up, Michigan wheel has recommended that I get a 12"
>> / 11 three blade prop and that is what the engine guys have ordered
>> for the Bill of Rights
>>
>> Thank you all for your response, I'll follow up with this further
>> after some use this summer.
>>
>> Scott
>>
>>
>> Quoting John Johnston via Public-List <public-list at lists.alberg30.org>:
>>
>>> Regarding prop size- My Alberg 30 ( # 69) spent many more months at
>>> the slip this past year unattended than I had anticipated. Last
>>> October I came down to the Bay from my home in Massachusetts
>>> intending to spend a pleasant month sailing. It turned out that
>>> while the diesel fired right up, I had no forward or reverse motion.
>>> The shaft was turning, but no motion. I thought perhaps it was
>>> barnacles on the prop, and I hired a diver to give it a scrape and a
>>> scrub, but he resurfaced in a minute and informed me that I had no
>>> prop, just a hub. Severe galvanic corrosion. The story goes on, but
>>> the point is that I am looking to buy a new prop.
>>> My diesel is a Westerbeke 20 2B. Not the original engine, but
>>> when a previous owner installed it they kept the 2 blade prop that
>>> was appropriate for the Atomic 4. I decided to upgrade to a three
>>> blade Chesapeake prop at that time, (5 years ago) which was deemed
>>> to be the proper, well, prop, for the new engine and transmission.
>>> However, now it is time for a new prop. What I had bought was
>>> a 13x12x3 from Miller Island. Lovely piece of work, but it is shot.
>>> I have also been doing some research and reading, and came across an
>>> article about prop size by Ted Brewer more than a decade ago, and he
>>> maintains that the prop in an aperture should never have less than
>>> two inches of clearance at the top of the blade, to avoid
>>> cavitation. The aperture height on my Alberg is 14?. To achieve that
>>> 2? would be a 10? prop, which seems awfully sleight. I am thinking
>>> perhaps an 11? prop with whatever adjustment to pitch would be
>>> appropriate. Or maybe 12? as a compromise.
>>> I would very much welcome the wisdom of the elders, and
>>> everyone else that has expertise or experience with this matter.
>>> Thanks to anyone offering their experience or advice
>>>
>>>> On Feb 24, 2021, at 7:41 AM, Mike Meinhold via Public-List
>>>> <public-list at lists.alberg30.org> wrote:
>>>>
>>>> ?Scott
>>>> I am glad to hear Bill of Rights will be sailing again.
>>>>
>>>> If you have some specs on the Vetus 25 we can see how it compares with the
>>>> A4 -13x7 2-blade match that you most likely have
>>>>
>>>> I repowered with a beta 16 and kept the same prop as I found it was about
>>>> the same operating point
>>>> We would need the engine torque and power vs rpm, and the gear ratio to
>>>> check.
>>>>
>>>> For the sails I suggest you provide the sailmaker with the Chesapeake
>>>> Alberg rules in the Association handbook. I highly recommend 2 reefs and
>>>> use both frequently.
>>>>
>>>> Mike
>>>> Rinn Duin 272
>>>>> On Tue, Feb 23, 2021 at 21:26 Bill of Rights #487 via Public-List <
>>>>> public-list at lists.alberg30.org> wrote:
>>>>>
>>>>>
>>>>> Hello everyone, I am a long time A30 owner and also had a Tartan 34-2
>>>>> for 10 years, I just recently sold that boat.
>>>>>
>>>>> I'm putting all my efforts back into #487 "Bill of Rights" this year! Yea!
>>>>>
>>>>> I am re-powering to a 25HP Vetus engine with a 2:1 hearth gear and
>>>>> just wanted to hear what others have "sized" for a 2 blade sailor prop
>>>>> on other diesel conversions?
>>>>>
>>>>> The At-4 engine was rebuilt and has less than 10 hrs. Any interested
>>>>> parties should reach out to me
>>>>>
>>>>> I'm also getting a new suit of sails from Precision, #400 series! Does
>>>>> anyone have any experience or suggestions would be helpful Main w/ 2
>>>>> reefs, 135# headsail w luff ??????????
>>>>>
>>>>> New interior cushions!
>>>>>
>>>>> Boat still has some deck issues and I'll have to fix that as I go
>>>>>
>>>>> Hope to catch up with like-minded a-30 sailors this summer on the bay.
>>>>> I am securing a slip on the Magothy River so I'll be closer to my home
>>>>> and sail some new waters this summer!
>>>>>
>>>>> Thanks Scott
>>>>>
>>>>>
>>>>>
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